
This budgeting method helps you be intentional about where your money goes.īelow, we review the You Need A Budget (YNAB) app to give you all the details on its features, including the tools, perks, safety, pricing, availability and ratings so you can decide if it is the right app for managing your money. This is known as the "zero-based budgeting system," where you assign every dollar a purpose in your budget. Instead of using traditional budgeting buckets, YNAB users map out a plan for every dollar. Out of a dozen-plus apps that CNBC Select compared when rating the best budgeting apps and best expense tracker apps, YNAB stood out for being the best app for serious budgeters. Reviewed by Christina Darby Rocket Money Best budget app overall View at Rocket Money Mint Best free budget app View at App Store Goodbudget Best budget app with digital. If you're the latter, then the You Need A Budget (YNAB) app is for you. Maybe you need an app that can also help curb your spending, save you money and put you on the fast track to debt payoff. Think about whether you want help tracking your incoming and outgoing cash, or if you want more than that. Investing +More All Investing Best IRA Accounts Best Roth IRA Accounts Best Investing Apps Best Free Stock Trading Platforms Best Robo-Advisors Index Funds Mutual Funds ETFs BondsĬonsider your needs before settling on just any free budgeting app.

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